Best Money Tips: 25 Factors That Affect Car Insurance Premiums


Welcome to Wise Think's Best Money Tips roundup. Today, we share how to really save on car insurance, how to get over buying used, and how to make an awesome banana pudding!

Top 5 Articles

25 Factors That Affect Car Insurance Premiums — Whether you buy from a gecko, a cave man, or your local agent, you do have some control over pricing. Get the facts here. Smart Spending

The Debt Counseling Experiment — Wondering what’s up with all those ads for credit counseling? Interested in who passes the test of integrity AND financial security? You have to read this first post regarding a call to one of those credit counseling services. Then move on to Dave Ramsey’s answer and the shocking #3. Did any of them pass the test? Credit Card Chaser

5 Challenges of Buying Used (And How to Overcome Them) — Is that little voice in your head telling you that buying used is somehow “not good enough?” Kick him to the curb with these tips. The Simple Dollar

Grandma’s Homemade Banana Pudding — Can you say “yum?” Words can’t describe this delicious post. Follow along for your own version of Grandma’s pudding! My Wooden Spoon

Turn a Shed Into a Sewing Room — This is a genius idea! See amazing before and after photos of a plain ‘ol shed turned spacious craft space. Tales of a Junkaholic

Other Essential Reading

How Quickly Wants Can Turn to Needs — It doesn’t just happen overnight, but there is a rapid process to changing the categories of things you think you need to have! Get Rich Slowly

How Nintendo Wii Sports and Wii Fit Cut Down on Gym Membership Costs — Opinions are split on whether these two games are a suitable substitute for joining a gym. What are you thoughts? The Digerati Life

New Yorkers Are the Dumbest Drivers — Don’t quote me on this, just check out the study. (Major takeaway: Changing clothes while you drive is NEVER advised.) CNN Money via Bargaineering

How to Spot Counterfeit Money — In addition to mentioning one of our articles, this quick tip sheet can keep you from passing on a phony! Five Cent Nickel

Tips for Selling on Consignment — Got some cute baby stuff that you’d like to part with? Before you go dumping it all on the next neighborhood consignment sale, read this advice! Northern Cheapskate

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Guest's picture

I recently took the defensive drivers class with AARP and got the safe driver discount on my car insurance from them. I think that’s why most of the people go for these driver safety classes anyway.